HP Store Online - When a bank does a credit check is it the same as a store where you want to get hp from would do.?

When a bank does a credit check is it the same as a store where you want to get hp from would do.?

This is in England, I want to know about.

What is hp?
Pretty much - although the criteria for being accepted may be different the process is the same. There are two main credit scoring houses, and your bank would use one of them to look at how much credit you have outstanding and your payment record before making a decision on if they will offer you a loan, overdraft or credit card.